The hope offered by a new process, system, plan, or notebook can be slightly intoxicating-it feels like the universe might finally be handing you that one pesky piece you’ve been missing that would complete the puzzle of Responsible Adulthood. Or maybe for the third or fourth or fifth time, but you’re serious about the “for all” part on this go around. So, you’ve decided to sit down and figure out how to create a budget template, once and for all.
